Focus on getting better, not on the bills
A critical illness policy pays out a lump sum on diagnosis, so you can focus entirely on treatment and recovery.
What is critical illness insurance?
Critical illness insurance is a specialized health policy that pays a lump sum on diagnosis of specific serious conditions — such as cancer, heart attack, or stroke. That payout can go toward treatment, loan repayments, or everyday family expenses at exactly the point when income often stops.
Key benefits
Lump-Sum Payout
A large sum on diagnosis, usable for treatment or any other cost — not restricted to hospital bills.
Income Protection
Replaces lost income if you have to stop working during treatment and recovery.
Wide Coverage
Covers many serious conditions not typically included under a standard health insurance policy.
Complements Health Insurance
Works alongside your regular health cover, rather than replacing it — filling the gaps a standard policy leaves.